Medicaid is a needs-based program that provides health insurance for low-income individuals and families. In order to qualify for Medicaid, you must meet certain income and asset limits.
It’s no secret that healthcare costs are on the rise. If you or a loved one is facing a long-term health condition, the last thing you want to worry about is how you’re going to afford the care you need.
An elder law attorney can help you understand the Medicaid eligibility requirements and create a plan to obtain coverage. If you are already receiving Medicaid benefits, an attorney can also help you appeal a denial of coverage or dispute a decision made by the Medicaid office.
At Doane & Doane, our Medicaid attorneys have helped hundreds of clients get the coverage they need. We can help you, too. Contact us today to schedule a consultation, and let us help you navigate the Medicaid system.
Florida’s AHCA runs the state’s Medicaid program, while eligibility is determined by the DCF or Social Security Administration. To be eligible for Medicaid in Florida, you must meet certain criteria regarding citizenship, residency, age, income, resources, and disability.
Understandably, Medicaid’s requirements can be intimidating and confusing. If you’re not sure whether you meet the eligibility criteria, an experienced elder law attorney can help you determine if you qualify.
In order to qualify for Medicaid, your income must fall at or below a certain level. The specific income limit depends on your family size and situation.
For example, as of 2022, a single person in Florida can have an annual income of $30,276. Of course, income requirements change the more people you have in your household. While this might sound disappointing if you make more than the stated annual income, it doesn’t necessarily mean you’ll be denied Medicaid coverage.
There are still ways to qualify for Medicaid, even if your income is over the limit. This is why it’s so important to have an experienced elder law attorney on your side. Your attorney can help you understand your options and create a plan to qualify for Medicaid coverage.
As per the eligibility requirements of the Social Security Administration and the DCF, you need to be aware of the following:
You will need to appoint a medical power of attorney (MPOA). The MPOA gives someone the authority to make decisions about your medical care if you are unable to do so yourself. This could be a spouse, child, or another loved one.
You will need to set up either a revocable trust or irrevocable trust. This will help you protect your assets and ensure that they are used for your care.
You will need to create an advance directive, which is also known as a living will. This document outlines your wishes for end-of-life care, in the event that you are unable to communicate them yourself. Other advanced directives may include a health care surrogate and a do-not-resuscitate order.
You will need to engage in asset protection planning. This is a legal process that helps you protect your assets from being used to pay for your long-term care. Asset protection planning can be complex, so it’s important to have an experienced attorney on your side.
You may need to set up a Miller trust. Also known as a qualified income trust, a Miller trust is an irrevocable trust that can help you qualify for Medicaid coverage. Your elder law attorney can help you determine if a Miller trust is right for your situation.
As you can see, there are a number of requirements you’ll need to meet in order to qualify for Medicaid in Florida. These requirements can be confusing and overwhelming, but an experienced elder law attorney can help you navigate the process and ensure that you get the coverage you need.
If you have any questions about Medicaid in Florida, or if you need help applying for coverage, please contact Doane & Doane Attorneys at Law. Our team is ready to assist you.
An elder law attorney is a type of lawyer who helps seniors and their families with legal matters related to aging. This includes issues like long-term care planning, Medicaid eligibility, estate planning, and more.
Elder law attorneys are an important resource for seniors and their families. They can help you navigate the complex legal system, and they can ensure that your rights are protected.
Medicaid is important for seniors in Florida because it can help them cover the costs of long-term care. Long-term care is expensive, and it’s not covered by Medicare. Medicaid can help seniors pay for things like nursing home care, in-home care, and assisted living.
If you are a senior in Florida, or if you have a loved one who is a senior, it’s important to understand the Medicaid program. An experienced elder law attorney knows how to navigate the complex waters of medical coverage so that you don’t have to face it alone.
The elder law attorneys at Doane & Doane are here to help you with all of your legal needs. We understand the challenges that come with aging, and we are here to help you every step of the way.
If you need assistance with elder law in Florida, including Medicaid planning or estate planning, please don't hesitate to contact us. Our team is ready to help you with any legal issue you may have.
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The information in this blog post is for reference only and not legal advice. As such, you should not decide whether to contact a lawyer based on the information in this blog post. Moreover, there is no lawyer-client relationship resulting from this blog post, nor should any such relationship be implied. If you need legal counsel, please consult a lawyer licensed to practice in your jurisdiction.
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